How Penz Automotive Helps You Finance New & Used Cars with Confidence
At Penz Automotive, we know that buying a vehicle—new or used—is a major decision. It’s not just about finding the right make and model; it’s about having a financing plan that fits your lifestyle and budget. That’s why our experienced finance team is here to help you every step of the way, with personalized support and solutions designed around your needs.
Worried about auto financing and not sure how it all works? Whether you’re shopping for a brand-new vehicle or a high-quality used car, truck, or SUV, we make the auto financing process clear, simple, and stress-free—so you can drive away with total peace of mind.
Flexible Financing Options for Every Buyer
No matter where you are in your car-buying journey, we offer a range of financing solutions to match. First-time buyer? Returning customer? Looking to rebuild your credit? We’ve worked with it all. Our finance experts take the time to understand your goals and build a plan that works—whether you’re purchasing a dependable used truck or upgrading to a brand-new SUV.
Competitive Rates Through Trusted Lending Partners
We’ve built strong relationships with local and national lenders to offer you some of the most competitive rates available. That means more flexibility, more savings, and more confidence when making your financing decision. Whether you’re financing a used car or leasing something new, we’ll help you explore all your options and find the best fit.
Clear, Honest Guidance—No Surprises
At Penz Automotive, we believe in full transparency. Our finance team walks you through every step of the process, clearly explaining your terms, monthly payments, and any add-ons you’re considering. We make sure you’re fully informed and completely comfortable with your decision—no pressure, no hidden fees, and no guesswork.
Convenient Online Tools to Save You Time
Want to start the process before you even visit the dealership? With our secure online financing application, you can get pre-approved from the comfort of your home. It’s fast, easy, and gives you a better understanding of your buying power so you can shop with confidence—whether you’re browsing our new models or used vehicles in Rochester, MN.
We’ll Help You Maximize Your Trade-In
If you’re planning to trade in your current vehicle, we’ll offer you a competitive value that can be applied directly to your purchase. We make it easy to get a trade-in estimate online or in person—and our team will walk you through how it can affect your overall financing package.
Local Support You Can Count On
We’re proud to be a part of the Rochester community, and our finance team is here for more than just the transaction. We’re your partners in the car-buying process, here to support you with honest advice, long-term value, and a commitment to making your experience the best it can be.
Let’s Get You Behind the Wheel
Whether you’ve already found the perfect vehicle or you’re just starting your search, the finance team at Penz Automotive is ready to help you move forward with confidence. New or used, budget-conscious or feature-packed—we’ll help you make it yours.
Visit us in Rochester, MN, or start your financing journey online with us today. We’re here to make car buying simple, straightforward, and completely tailored to you.
